Disclaimers

Version Date: 2019-03-18

See also: Terms of Use and Privacy Policy

Contained herein are Disclaimers and Affiliate Disclosures for CROWDWISE LLC and its affiliated companies (collectively, “Company” or “we” or “us” or “our”), concerning your access to and use of the http://crowdwise.org website as well as any other media form, media channel, mobile website or mobile application related or connected thereto (collectively, the “Website”). The Website provides the following services: educational content, blog, web applications, videos, resources, calculators, investment databases, and investor tools (“Company Services”).

Company makes no representation that the Website is appropriate or available in other locations other than where it is operated by Company. The information provided on the Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Company to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

All users who are minors in the jurisdiction in which they reside (generally under the age of 18) are not permitted to register for the Website or use the Company Services.

YOU ACCEPT AND AGREE TO BE BOUND BY OUR TERMS OF USE BY ACKNOWLEDGING SUCH ACCEPTANCE DURING THE REGISTRATION PROCESS (IF APPLICABLE) AND ALSO BY CONTINUING TO USE THE WEBSITE. IF YOU DO NOT AGREE TO ABIDE BY OUR TERMS OF USE, OR TO MODIFICATIONS THAT COMPANY MAY MAKE TO TERMS OF USE IN THE FUTURE, DO NOT USE OR ACCESS OR CONTINUE TO USE OR ACCESS THE COMPANY SERVICES OR THE WEBSITE.

FINANCIAL DISCLOSURES

Company Services are created and authored by Company, and are published and provided for informational and entertainment purposes only. The information in Company Services constitutes the Company’s own opinions. None of the information contained in Company Services constitutes a recommendation that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. You understand that the Company is not advising, and will not advise you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent any of the information contained in Company Services may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

From time to time, Company, its officers, employees, agents, successors or affiliates may hold positions or other interests in securities mentioned in Company Services and may trade for their own account(s) based on the information presented. Company, its officers, employees, or agents may also take positions inconsistent with the views expressed in its messages in Company Services.Company, its officers, employees, or agents may hold licenses with FINRA, the SEC or state securities authorities and these licenses may or may not be disclosed by the Company in Company Services.Investing in the investments discussed in Company Services may be risky and speculative. The companies may have limited operating histories, little available public information, and the stocks they issue may be volatile and illiquid. Trading in such securities can result in immediate and substantial losses of the capital invested. You should invest risk capital, and not capital required for other purposes, such as retirement savings, student loans, mortgages or education.Company Services may be temporarily unavailable from time to time for maintenance or other reasons. Company assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, Company Services. Company is not responsible for any technical malfunction or other problems of any telephone network or service, computer systems, servers or providers, computer or mobile phone equipment, or software occurring for any reason, including but not limited to, on account of technical problems or traffic congestion on the Internet or at any site or with respect to Company Services or combination thereof, including injury or damage to any person’s computer, mobile phone, or other hardware or software, related to or resulting from using or downloading Company’s content in connection with the Web and/or in connection with Company Services. Under no circumstances will the Company, its officers, employees, agents, or successors be responsible for any loss or damage, including any personal injury or death, resulting from anyone’s use of Company Services, or any interactions between Company and users, whether online or offline.Company may provide information from or links to certain brokerage companies or funding portals for your convenience only. Company does not endorse or recommend the services of any brokerage company or funding portal. The brokerage company or funding portal you select (and not the Company) is solely responsible for its services to you.

Company makes no representation, and it should not be assumed, that past investment performance is an indication of future results. Moreover, wherever there is the potential for profit there is also the possibility of loss.

Company Services are being made available for educational purposes only and should not be used for any other purpose. The information contained in Company Services should not constitute and should not be construed as an offering of advisory services or an offer to sell or solicitation to buy any securities or related financial instruments in any jurisdiction.

NOT PROFESSIONAL ADVICE

I, Brian Belley, owner of Company, am not a financial advisor, tax advisor, legal advisor, or any other type of professional.

The information contained in all of the CrowdWise content, on the website, in emails, in person, and contained in any other medium is for informational purposes only. Any legal, investing, or financial opinions I give are solely my own opinions based on my own experience and/or research. You should always seek the advice of a professional before acting on something that I have published or recommended. All opinions and views are solely my own and nothing should be construed as investment advice or tax advice.

Users of the CrowdWise material, Website and community are advised to do their own due diligence when it comes to making investment decisions and all information, perspectives, products, and/or services that have been provided should be independently verified by your own qualified professionals. By consuming any content from CrowdWise, you agree that myself and my company are not responsible or held liable for the success or failure of any investment decision(s) relating to any information presented.

I hope to make my research, assumptions, mistakes, and successes available to everyone else, so that you can interpret how they may or may not apply in your situation, and hopefully contribute to the public body of knowledge on equity crowdfund investing.

THIRD PARTY WEBSITES AND CONTENT

The Website contains (or you may be sent through the Website or the Company Services) links to other websites (“Third Party Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software and other content or items belonging to or originating from third parties (the “Third Party Content”). Such Third Party Websites and Third Party Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party Websites accessed through the Website or any Third Party Content posted on, available through or installed from the Website, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Websites or the Third Party Content. Inclusion of, linking to or permitting the use or installation of any Third Party Website or any Third Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Website and access the Third Party Websites or to use or install any Third Party Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Website or relating to any applications you use or install from the Website. Any purchases you make through Third Party Websites will be through other websites and from other companies, and Company takes no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party.

INFORMATION ACCURACY AND UPDATES

Company Services express the views of the author(s) as of the creation dates indicated and such views are subject to change without notice. Company has no duty or obligation to update the information contained in Company Services.

Certain information in Company Services is derived from or based on information provided by independent third-party sources. Company believes that the sources from which such information has been obtained are reliable; however, Company cannot guarantee the accuracy of such information and has not independently verified the accuracy or completeness of such information or the assumptions on which such information is based.

LIMITATIONS OF LIABILITY

IN NO EVENT SHALL COMPANY OR ITS DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA OR OTHER DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR COMPANY SERVICES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, COMPANY’S LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO COMPANY FOR THE COMPANY SERVICES DURING THE PERIOD OF THREE (3) MONTHS PRIOR TO ANY CAUSE OF ACTION ARISING.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542, WHICH SAYS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

Affiliate and Associate Disclosures

Although a certain amount of disclosure is required by the FTC and some of the third-party affiliates I may link to, I wanted to be completely transparent and provide a more in-depth explanation of my Affiliate Policy on this page.

First, note that any of the opinions and/or reviews that I share and post are completely my own. My number one priority is that I am providing value to you by sharing these links – at no additional cost to you.

Any of the products that I link to with Affiliate links are ones that I personally use and believe in.

Affiliate Program Disclosures

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

This means that – at no additional cost to you – when I link to Amazon products and books that I recommend from this site, I may receive a small commission for any purchases that you make using that link.

I will also note when a blog post or page includes such affiliate links, but want to be as clear as possible.

If you have any questions at all, please contact us by email.

Privacy Policy

Please visit our Privacy Policy page for complete details.

Terms of Use

Please visit our Terms of Use page for complete details about your usage of this website and all associated content.